Retirement Planning Specialist

"I'm a life advisor who specializes in money."  Sophisticated strategies for all-too-common predicaments.

Areas of Focus:  retirement planning, estate planning strategies, higher education funding

This Website is meant to be a resource for you.  It contains a wealth of information in the form of newsletter articles, calculators, and research reports. My desire is for you to understand the opportunities and potential rewards that are available when you take a proactive approach to your personal financial situation.  For instance:  Are you nearing or at retirement?  Do you find yourself wondering...

• When can I afford to retire?


• How much money will I need?


• How long will my money last?


• What about Social Security/pension/healthcare?


• How will inflation and taxes impact my income?


• How should I have my money invested during retirement?


• How should I take my money... what spending order?


• What should I "not" do?


• What risks do I face?


• Can I afford to do the things I've always wanted to do?

I can help ensure that you do not overspend or underspend your resources in retirement, that your risks (living too long, inflation, market volatility, health concerns, taxation) are addressed, and that your estate transitions smoothly to those you care about in a tax efficient manner after your death.  "Don't make Uncle Sam your biggest beneficiary!"

My practice is best described as individually tailored and holistic.  Here's what to expect:

1. I take my clients through a discovery process of their unique values, and together we articulate their specific goals and time horizons.


2. Like a visit to the doctor's office, I take the client's vitals:  I need to know "what you have and where you have it."  I'll analyze your current exposures to risk, including all of your insurance coverage, as well as your financial positions, and let you know if there are any holes or inefficiences in your current state and if you are tracking towards your stated life goals.


3. If there are any holes or inefficiencies in your current position, I'll build a strategy to help close the gaps and help you reach your goals.


4. The last step is finding the best tools to accomplish this new strategy.  Once the new strategy is implemented, we'll monitor it at regular intervals.  Life happens (for better and/or for worse), and even auto-pilots get blown off-course, so regular reviews are important.

About me:

• I received a Bachelor of Arts with a major in political science, and a minor in psychology from The Johns Hopkins University.


• I have been awarded the title of Retirement Planning Specialist by AXA Advisors, based upon the successful receipt of a Certificate in Retirement Planning from the Wharton School of Business.


• I was honored for Excellence in Financial Services by Cambridge Who's Who (2009).


• I am a member of the prestigious Paramount Planning group (PPG) at AXA Advisors.


• I am an associate with Thrive Financial Alliance, a concierge-style firm that believes in comprehensive planning.


• I am a member of National Association of Insurance and Financial Advisors (NAIFA).


• I am a trained advisor with Blueprints For Tomorrow, a franchised program that focuses on the needs of business owners.